FAQ

Frequently Asked Car Loan Questions

How Long Before I Get Approved?

It can take as little as 30 minutes. On occassion we may need additional information from you and given your situation we then work closely with one of our lenders to get a final approval back within 24 hours.

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What types of vehicle can I get?

We have a large selection of all makes and models, all have been expertly reconditioned and most come with remaing factory warranties. If we don't have it right away we will find what you are looking for.

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Can I speak with Someone On The Phone?

Yes, please feel free to call us anytime. However, we recommend you fill out our secure online credit application first.

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I Don't Have Any Credit, Should I still Apply?

Yes, we have helped many people who have yet to establish credit get approved for a car loan.

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Can I Get Approved While in Bankruptcy?

Yes, many of our customers in fact are referred by a trustee while the customer is in bankrupty or proposal. Securing a car loan is very helpful to reestablishing your credit.

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What Interest Rate Can I Expect?

This depends on each customers specific situattion. Our experts work very hard to negotiate the lowest rate for you. But we don't stop there if your rate is very high we will continue to work with you and once your credit has improved we will look to get you a new loan at a reduced rate.

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What If My Credit Is Really Bad, Can I still Get Approved?

Yes, we have lenders who deal specifically in situations like yours. We also have access to In-House Financing if needed.

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Do You Sell My Credit Application To Multiple Dealers?

No, you will deal directly with a Pre-Approved Auto Canada expert.

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Do I have to Make a Down Payment?

A down payment is helpful but we understand that not always is a down payment possible. We often get customers approved with $0 down.

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Pre-Approved Auto Canada is located in Edmonton, Alberta and also serves Whitecourt, Sherwood Park, Red Deer, Cold Lake, Bonnyville, Lloydminster, Vermillion, Vegreville, Camrose and surrounding areas as well as parts of British Columbia and Sakatchewan.

Frequently Asked Car Loan Questions

Pre-Approved Auto Canada

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